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Hier schreiben Wissenschaftler*innen der Universität Oldenburg und Gastautor*innen darüber, wie sich Gesellschaften selbst wahrnehmen und thematisieren, sich ihrer jeweiligen Gegenwart vergewissern und dabei in die Zukunft entwerfen.

Wie stehen diese Selbstwahrnehmungen und -entwürfe mit Institutionen, Medien und Techniken zur Gestaltung von Natur, Gesellschaft und Subjektivität in Verbindung? Wie modellieren sie den lebensweltlichen Alltag und halten Menschen zu einem bestimmten Verhalten an? Wie werden diese Interventionen in das Gegebene begründet und legitimiert, aber auch kritisiert, verworfen oder unterlaufen?

Diesen Fragen, deren interdisziplinäre Reflexion eines der zentralen Anliegen des Wissenschaftlichen Zentrums „Genealogie der Gegenwart“ ist, gehen die Blogger aus unterschiedlichen Fachperspektiven und Tätigkeitszusammenhängen mit Blick auf kontrovers verhandelte Themen wie Migration, Ungleichheit, Digitalisierung, Kriminalität, Gesundheit und Ökologie nach.

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Exactly how it is using fintech within the financing: Thread Path uses research-inspired algorithms to assist smaller businesses safer money

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Business perception: Unlock Lending’s automatic financing services function potential such loan analytics, risk-depending pricing, exposure acting and you can automated ed as one of the 50 fastest broadening companies inside the Central Texas from year to year of 2013 courtesy 2018 because of the Austin Organization Log.

Just how it’s playing with fintech inside the credit: LendingHome was a provider away from flexible, short-identity link money for real house people who will be looking to money the acquisition and treatment out-of an investment property. The business’s quick-identity mortgages feature interest levels one start within eight.5%, delivering better liquidity and good scalability unseen regarding old-fashioned financial institutions.

As a result of the book money settings, there are not any monthly payments with Part and you will people can use their extra money flow and work out important repairs or simply just create costs to their property

Community impression: LendingHome has actually funded more than 20,100000 money systems to date, having dollars loaned to rehabbers totalling more $4 million.

Just how it’s having fun with fintech during the financing: Opploans provides their consumer loan advocates the brand new fintech gadgets they want to aid personalize finance. Whether it is a loan getting auto solutions, lease or medical debts, Opploan’s agencies can use technology so you’re able to recommend the suitable mortgage for almost all the situation. A candidate get acknowledged in as little as several moments and has the choice to expend into the payments.

World perception: So you can increase financial literacy, Opploans created a number of totally free entertaining courses you to teach pages throughout the various other fintech gadgets and you will choices to help them take close control of their monetary issues.

The business focuses on customized funds having small enterprises trying discover a special location, put collection, improve their functions, refinance personal debt otherwise grow their party. Earnings and a few additional factors is taken into account ahead of Bond Highway is able to render a personalized mortgage.

How it’s using fintech within the financing: CrediFi brings analysis and you may statistics so you can commercial a residential property (CRE) lenders. The company’s large research system tunes more 10,one hundred thousand U.S.-depending lenders additionally the $thirteen trillion they’ve originated to map real estate lending world manner. While doing so, CrediFi tunes new financing of greater than half dozen billion property owners to make certain that loan providers make in charge, market-computed choices.

Community effect: And additionally details about financing, CrediFi’s program also offers the means to access harmony sheet sets, securitized financing and make contact with suggestions off home owners to possess traders looking and also make wise possessions expenditures.

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